While driving down an East Texas country road I spotted this scene. The autumn trees and the late afternoon sun made these golden bales of hay shine just a little bit more. Fortunately I had my camera with me. (c) James Q. Eddy Jr.
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Your credit history could be costing you more to drive

Credit history can play a big part in car insurance costs. NPR found the difference between a good driver with poor credit and one with excellent credit can be thousands of dollars a year.

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Robert Benincasa
Robert Benincasa is a computer-assisted reporting producer in NPR's Investigations Unit.