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You have more control of your bills than you realize

By Marielle Segarra

Published December 11, 2025 at 3:04 PM CST

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Whether you're looking to get a better interest rate on your credit card or settle a medical bill, there are ways to negotiate what you owe. Life Kit host Marielle Segarra explains how to do it.

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Marielle Segarra

Marielle Segarra is a reporter and the host of NPR's Life Kit, the award-winning podcast and radio show that shares trustworthy, nonjudgmental tips that help listeners navigate their lives.