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BJC, Aetna reach deal to keep patients in-network

Barnes-Jewish Hopsital is one of several hospitals in the BJC HealthCare system.
Brian Munoz
/
St. Louis Public Radio
Barnes-Jewish Hopsital is one of several hospitals in the BJC HealthCare system.

The agreement comes as other patients await a decision between UnitedHealthCare and SSM.

BJC patients who have Aetna health insurance can breathe a sigh of relief after the health system and insurer reached agreement on a one-year contract.

BJC representatives said Aetna patients will not experience any lapses in coverage.

"We appreciate our patients' understanding these past several months as we worked on the new agreement with Aetna to ensure our patients receive continuous in-network access to world-class care with our providers and services," said J.C. McWilliams, BJC chief managed care officer and vice president, in a statement.

Insurance companies and hospitals regularly hammer out coverage arrangements, agreeing to what services hospitals will provide to in-network patients and how much insurance companies will pay for them.

Aetna and BJC's agreement is one of several recent decisions in the St. Louis area that pushed against contract deadlines. Mercy and Anthem announced a similar agreement last year with only weeks left in the contract.

Meanwhile, UnitedHealthcare and SSM Health have yet to reach a contract for next year, which could leave tens of thousands of patients without in-network coverage.

The agreement applies to BJC locations and Kansas City-based St. Luke's entities. The two systems completed a cross-state merger in 2024. St. Luke's in Kansas City is not affiliated with St. Luke's Hospital in Chesterfield.

Aetna customers with employer-sponsored insurance or Medicare advantage plans will be able to pay in-network prices for care at BJC hospitals and clinics and at St. Luke's locations in western Missouri.

Copyright 2025 St. Louis Public Radio

Sarah Fentem
Sarah Fentem reports on sickness and health as part of St. Louis Public Radio’s news team. She previously spent five years reporting for different NPR stations in Indiana, immersing herself deep, deep into an insurance policy beat from which she may never fully recover. A longitme NPR listener, she grew up hearing WQUB in Quincy, Illinois, which is now owned by STLPR. She lives in the Kingshighway Hills neighborhood, and in her spare time likes to watch old sitcoms, meticulously clean and organize her home and go on outdoor adventures with her fiancé Elliot. She has a cat, Lil Rock, and a dog, Ginger. [Copyright 2025 St. Louis Public Radio]