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Affordable Care Act subsidies have expired. What that means for millions of Americans

By Sarah Boden,
A Martínez
Published January 1, 2026 at 6:02 AM CST

Jan. 1 is the day the extra financial help to buy Affordable Care Act health insurance goes away.

Copyright 2026 NPR
NPR News
Sarah Boden
A Martínez
A Martínez is one of the hosts of Morning Edition and Up First. He came to NPR in 2021 and is based out of NPR West.