According to a recent article from the Cleveland Clinic, the number one thing you can do to stick to your new year's resolutions is to focus on starting a new behavior. To avoid being scammed or defrauded, it’s best to know scammers' tendencies and be prepared.
For instance, be skeptical if you get a call from someone claiming to be from the IRS. The IRS doesn’t call people or email them to inform them of taxes or penalties due, nor does it threaten to arrest or sue taxpayers.
Pamela Hernandez of the Better Business Bureau in Springfield, Missouri, says creating new habits often stack up on top of each other.
“Exactly, and that’s a couple of things on the list, resolving to use your best judgment when sharing personal information, and that dovetails into being social media smart.”
Hernandez also warns against participating in social media quizzes. Those quizzes frequently ask many of the same questions as email password recovery questions. File a complaint with the Better Business Bureau if you’ve been defrauded by a company or ripped off by a scammer.